Using Points & Miles to travel for practically free can be a complicated process, but it doesn’t have to be! Here, I’m breaking down the most frequently asked questions about how I use points & miles to take my family on multiple vacations a year for pennies on the dollar.

I’m breaking down every single credit card I use to travel for practically free, including: the ones I currently have, the ones I’ve canceled, the ones I plan to cancel, and why. I’m also showing you how I use each card to maximize the points I earn as part of my overall travel-for-free credit card strategy. These are the cards I’ve applied for, in order, since I began using credit card points to travel for (practically) free in 2019.

It’s no secret that this card is one of the most popular choices for those wanting to use points and miles to travel for almost free. And with good reason—the card has so many valuable benefits including an awesome sign up bonus, a reasonable annual fee, and versatile points that can be used for flights, hotels, and rental cars. Come see which one it is and why I love it so much!