All in Debt

Six Ways Our Debt Free Journey Broke Dave Ramsey's Rules

If you’ve been around the personal finance community for long, chances are you’ve heard of Dave Ramsey and his Baby Steps to Financial Freedom. I always say that these are the principles we used to help us pay off all of our debt in less than 3 years. But in reality, once I start examining it, the truth is, we really didn’t follow Dave’s plan all too closely. In fact, we deviated from it significantly in many respects. Come see how in this post.

Why I'm Grateful for Financial Stress

It may sound totally crazy to be grateful for oppressing debt and other financial disasters, but stick with me here, and I think you’ll see why there is definitely a reason to be grateful for these catastrophes. In the spirit of Thanksgiving, in this post, I’m sharing why I am truly grateful for a mountain of student loan debt and an unexpected job loss that ripped the rug out from under us.

How Our Debt Free Journey Began

As I am only one week away from becoming debt free (Woooo hooooo!), I thought it would be a great time to tell the story of what led us down this path in the first place. Come take a look, as I share the raw, intimate details of our lives that led us to debt freedom.